Buy- to- Let purchases set to increase in 2015

Home ownership in the UK is set to fall below France for the first time after the boom in buy-to-let lending in the last 10 years.

More and more people in the UK have been pushed into the rental sector, allowing our continental neighbours to catch up, according to latest figures.

Why you need a Buy-to-Let mortgage

A buy-to-let property is a flat or house that you intend to purchase and then rent out to someone else.

You need to arrange a different type of mortgage to the conventional type you would have for your own home.

Buy to let mortgage is interest only the best option for you?

The majority of landlords use an interest only mortgage for two reasons, firstly it maximises monthly cash-flow and, secondly, it is tax-efficient.

Landlords want as much free monthly cash-flow as possible an interest only mortgage will assist in this objective.